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Your Home Inventory: How to Document Belongings Before a StormInsurance

Your Home Inventory: How to Document Belongings Before a Storm

Imagine your home is damaged by a hurricane, and an insurance adjuster asks a simple question: "What did you lose?"…
Perry StalveyPerry StalveyAugust 6, 2026
Scheduling Jewelry & Valuables: Why Your Home Policy Isn’t EnoughInsurance

Scheduling Jewelry & Valuables: Why Your Home Policy Isn’t Enough

You bought your spouse a beautiful engagement ring. You inherited your grandmother's diamond earrings. You've built up a watch collection,…
Perry StalveyPerry StalveyAugust 3, 2026
Dogs, Pools & Trampolines: The “Attractive Nuisance” Liability TrapInsurance

Dogs, Pools & Trampolines: The “Attractive Nuisance” Liability Trap

The things that make a home fun are often the same things that make it risky. The backyard pool the…
Perry StalveyPerry StalveyJuly 31, 2026
Do You Need Umbrella Insurance? A Guide for SC FamiliesInsurance

Do You Need Umbrella Insurance? A Guide for SC Families

Umbrella insurance is one of the most misunderstood — and most undervalued — coverages available to everyday families. The name…
Perry StalveyPerry StalveyJuly 28, 2026
What to Do After Storm Damage: A Step-by-Step Claims WalkthroughInsurance

What to Do After Storm Damage: A Step-by-Step Claims Walkthrough

The wind has died down, the rain has stopped, and you're looking at damage to your home. It's a stressful,…
Perry StalveyPerry StalveyJuly 25, 2026
Hurricane, Wind & Named-Storm Deductibles ExplainedInsurance

Hurricane, Wind & Named-Storm Deductibles Explained

Most homeowners think they know how their deductible works. You have a $1,000 deductible, a tree falls on your roof,…
Perry StalveyPerry StalveyJuly 22, 2026
The FORTIFIED Roof: What It Is and Whether It’s Worth ItInsurance

The FORTIFIED Roof: What It Is and Whether It’s Worth It

If you've looked into roofing or insurance on the South Carolina coast lately, you've probably run into the word "FORTIFIED."…
Perry StalveyPerry StalveyJuly 19, 2026
Wind Mitigation Credits: How to Actually Lower Your SC PremiumInsurance

Wind Mitigation Credits: How to Actually Lower Your SC Premium

Coastal insurance premiums have gone one direction in recent years, and it isn't down. For South Carolina homeowners near the…
Perry StalveyPerry StalveyJuly 16, 2026

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